Money Basics: Understanding Your Everyday Finances · Lesson 1 · 3 minutes

Total Earnings

Identify total money earned before any tax.

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  1. Maya's First Job

    Maya works at a coffee shop. She works 20 hours for £10 each hour. Her gross pay is £200.

    Maya's First Job. Maya works at a coffee shop. She works 20 hours for £10 each hour. Her gross pay is £200.
  2. What is Maya's gross pay?

    • The full £200 she earned before taxes.
    • The money in her bank after taxes.

    Answer: The full £200 she earned before taxes.

    Gross pay is the full money you earn before any deductions.

  3. Before Taxes

    Gross pay is all your earnings. It is not what lands in your bank account yet.

    Before Taxes. Gross pay is all your earnings. It is not what lands in your bank account yet.
  4. Complete the rule about Maya's earnings.

    Gross pay is the ___ money you earn ___ taxes.

    Answer: Gross pay is the total money you earn before taxes.

    Gross pay counts every hour worked before any money is taken away.

  5. Maya looks at her bank account. Will she see all £200?

    • No, gross pay is not the final amount in the bank.
    • Yes, gross pay is always the exact money in the bank.

    Answer: No, gross pay is not the final amount in the bank.

    Gross pay is what you earn before tax, not the final cash in your bank.

  6. Build the meaning of gross pay.

    Answer: 20 hours £10 per hour £200 gross pay

    Gross pay links hours worked and pay rate into total earnings.

  7. Put the steps in order to find gross pay.

    Answer: Maya works 20 hours → Multiply hours by the £10 hourly rate → Find £200 gross pay before tax

    You work the hours first, then the gross pay is calculated before any tax.

What to remember

  • Gross pay is the total money you earn.
  • Gross pay is counted before any taxes come out.
  • It is not the final amount in your bank account.

Next in this course: Money Taken Out. It carries on in the Breni app.

The full Money Basics: Understanding Your Everyday Finances path